Member Benefits

Why Be a Member?

Here are just a few reasons. But they're just the tip of the iceberg.

Because we'll put you first.  As a member, you get to insist that we do. But we would anyway.  That's how important our members are to us.

Because we offer everything you need.  You won't just 'bank' here. You can invest, insure, borrow, save and even lease a car. You can use us to help you run your business, your home, your farm and even your group or organization.

Because we share.  When we make a profit, you do too. 

Because we love your community as much as you do.  We live and work here too, so we do all we can to make it better by putting our profits to work, right here at home.

Equity Program

It pays to be a member at Cornerstone Credit Union. We use our surplus profits to keep interest rates and service charges competitive and to contribute to community initiatives. We also share them with our members through our Equity Program.

Every year, based on our profitability, our Board of Directors may allocate a portion of surplus earnings to be distributed to our members. This amount may be determined through interest paid on loans or lines of credit, qualifying service charges paid and interest earned through savings, term deposits and registered savings investments.

What do you need to do to be a part of our Equity Program?
First of all, if you're not already a member, you need to become one. Then all you need to do is conduct as many of your financial affairs here as you can, from daily banking to borrowing and investing. You could receive a payment based on the interest and service charges that you've paid and the interest that you've received, so the more business you do with us, the more you could receive in equity payments.

Where does the money go?
It will be placed in an individual account held in your name that is retained as equity in Cornerstone CU.



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