Accounts
We are Simplifying Banking.
At Cornerstone, we’re about relationships, not transactions. That’s why we have simplified banking – to make it easy to understand and to allow you to do more with your account that won’t cost you your hard-earned money.
We offer accounts that have been best designed to suit all your banking needs.
A variety of banking services are not included in our monthly fee plans. When you use these services, additional fees may apply. To view a complete listing of our additional services and fees, click here.
No-Fee Account
Bank FREE with Cornerstone’s No-Fee Account! Our No-Fee Account offers no service, processing, monthly, recurring or convenience fees – it really is a no-fee account!
Here's what you get:
• UNLIMITED Personal Chequing (non-interest bearing)
• UNLIMITED INTERAC® Debit Transactions
• UNLIMITED GLOBAL PAYMENT™ Mastercard® Transactions
• UNLIMITED Deposits
• UNLIMITED Withdrawals (ATM* & in-branch)
• UNLIMITED Transfers (ATM, online & in-branch)
• UNLIMITED Bill Payments
• UNLIMITED INTERAC® e-Transfers
• NO monthly, service, processing, recurring or convenience fees
• NO minimum balance required
• NO multi-product requirements
• FREE MemberDirect® Online, Telephone & Mobile Banking
• FREE eStatements
• FREE Online Cheque Viewing
*Canada-wide Ding-Free at Credit Union ATMS. Charges from other institutions may apply – they’re not as progressive and no-fee as Cornerstone.
®Trademark of INTERAC Inc. used under license. All trademarks are property of their respective owners.
Start banking FREE today – Call 1-855-875-2255 to open your No-Fee Account!
Low-Fee Interest Account
Do you keep a higher balance in your account? Our Low-Fee Interest Account is designed for those that keep a higher balance and like to receive interest on their transactional account.
Here’s what you get:
• Interest-bearing – tiered interest, calculated daily & paid monthly
• $5.00 monthly fee that includes 15 debit transactions per month.
• $5,000 minimum monthly balance to waive monthly fee and receive unlimited transactions.
Savings Account
No matter what you’re saving for, we’re here to help! Are you looking for a higher interest rate, and still want the convenience of accessing at any time? Our Savings Account is built just for that.
Here’s what you get:
• Interest-bearing – tiered interest rate, calculated daily & paid monthly
• No monthly fee that includes 2 free debit transactions per month
• Over limit - $5.00 per item
US Account
Are you a frequent traveler to the US? Our US Account is designed for those that need an account to earn interest on their US funds and still have access to it at any time.
Here’s what you get:
• Interest-bearing – fixed interest rate
• No monthly fee
• $1.00 per cheque, in-branch, and Contact Centre assisted item
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Full details on all personal accounts (PDF - 42.26 KB)
Personal Accounts
When you open an account at Cornerstone Credit Union you are governed by the Terms and Conditions for financial services. If you have any questions or concerns please contact us at 1-855-875-2255.