Ways to Bank

Our Banking Options

Here at Cornerstone, our members are at the centre of everything we do. That’s why we offer a variety of convenient ways for you to do your banking. Choose an option that best fits your banking needs and find out more:

MemberDirect® Online Banking Expand/Collapse

Our MemberDirect Online Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.

Use MemberDirect Online Banking to do all your banking such as:
  • pay bills
  • check account balances and transaction history
  • transfer money between accounts
  • make loan payments
  • access to financial statements
Want to sign up? Call us at 1.855.875.2255 or visit your branch.

Click here for more features included in Online Banking

Open Additional Accounts Expand/Collapse

Want even more convenience? We now offer current Cornerstone members the ability to open additional accounts online through our online banking system.

Members can open:

  • A No-Fee Account
  • A Low Fee
  • Savings
  • A TFSA Savings Account (only if plan already opened)
  • An RRSP Savings Account (only if plan already opened)
all through online banking!

Here's how:

  • Log in to online banking
  • Choose Account Services from the left menu on the Account Summary page.
  • On the Open an Additional Account page, choose the type of account you wish to open.
  • You can also transfer funds from any other financial institution to your new account using Me-to-Me Transfers.

If you have any questions, we'd love to help:

Email us

Call us at 1.855.875.2255 or

Stop by any advice branch

ATM's Expand/Collapse

Need quick and easy access to cash? No problem!

Our automated teller machines (ATMs) allow you to access your funds anytime of the day or night, and you have the convenience of being able to make deposits, transfer money and pay bills through the Interac world-wide network.

Member Cards® are accepted at machines identified as Interac®, ACCULINK®, Cirrus® and Maestro®.  Credit Union Mastercard® Credit Cards are accepted virtually everywhere around the world at all machines identified as accepting Cirrus and Maestro.

Cornerstone Credit Union members have access to a national network of ATMs across Canada at no additional charge.  Visit ding-free.ca for more information.

ding free® from sea to sea

From BC to Newfoundland, credit union members have access to over 1,800 surcharge-free ATMs.  Added up, that’s a bigger ATM network than most banks. And it’s all ding free®.

Leave ATM surcharges behind you.

We’ve all been dinged by surcharge fees at an ATM that wasn’t our own. But as a member of Cornerstone Credit Union, you don’t have to rely on our ATMs to keep from getting dinged ever again. In fact, you’re part of one of the largest surcharge-free ATM networks in the country.

Any credit union ATM is your credit union ATM.

Belonging to a national ATM network means you can bank ding free from sea to sea, with access to a national network of surcharge-free ATMs – a network bigger than most banks. Just look for a ding free sign on your ATM, and say goodbye to those pesky surcharge fees.

Get the ding free locator app today.

Available for iPhone, Android, Windows and Blackberry devices, our new ding free® locator app can help you find the nearest surcharge-free ATM – wherever you are. To get yours for free, visit ding-free.ca

Contact Centre Expand/Collapse

Bank over the phone, wherever you are, with our Contact Centre.

Loans.  Financial Advice.  Live-person assistance.  Over the phone. Now that's easy!

With our Contact Centre, you get the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.

The Contact Centre offers everything from basic information, to loans, to personal and secure transactions, and anything else you may need.  And no matter where you call, or which branch you deal with, we're here to help.

Make your life easier & call us today!

Call your branch or 1-855-875-CALL (1-855-875-2255).
Email: ContactCentre@cornerstonecu.com

Hours of Operation

The staff at the Contact Centre are available beyond our regular branch hours of operation.  The hours of service are as follows:

Monday - Thursday:  8am - 8pm

Friday:   8am - 6pm

Saturday:   8am - 4pm

2018 Holiday Hours

Cornerstone FX Expand/Collapse

If you conduct multiple large foreign exchange transactions (over $5,000), you should sign up for Cornerstone FX!

Cornerstone FX is an online foreign exchange platform where you’ll receive live, real time currency exchange rates. It can assist with mitigating market risk and may increase profitability by allowing you trade with greater ease.

The system allows you to access the platform on any computer with an internet connection and settle transactions without using drafts or wire transfers. Our system contains several advanced currency trading features:
•    get real-time results with Spot trading;
•    plan future rates using the Forward feature to lock in a rate now for a future transaction; and
•    use Orders to buy/sell when a currency reaches a certain rate.

Click here for more information and FAQs.

To sign into Cornerstone FX, click here.

For more information, contact us at 1.855.875.2255 or email fx@cornerstonecu.com

Mobile Banking Expand/Collapse

Mobile web gives you the convenience of managing your accounts from your mobile phone - you can access account information you want, when you want it and where you want it.  It's fast, it's easy and it's free* (data charges may apply).

Mobile web offers the same functionality as MemberDirect online banking, but is optimized for the smaller screen size on mobile phones.  With Mobile web you can:

  • view account balances and history
  • pay bills
  • transfer funds
  • find a branch/ATM

How do I sign up?

To sign up for Mobile Web, all you need is access to online banking.  Don't have it?  Contact your branch to sign up today!

If you are already a MemberDirect online banking user, simply go to www.cornerstonecu.com from your smart phone browser.  At the top of the screen you will see a banner link that says Mobile optimized version of this site - click on that link and you will be directed to Mobile Web.  To login to your account information using mobile web, you will log in with your card number and PAC, just as you would for online banking.

Mobile App

The Cornerstone CU Mobile App is available on iPhone and Android™ devices. With a host of convenient features, it’s a fast and secure way to handle everyday banking wherever and whenever it suits you.

With the Cornerstone CU App you can:

  • Check your account balances and account activity
  • Pay bills
  • Transfer money between accounts
  • Manage scheduled payments and transfers
  • Check the latest interest rates
  • Send or receive an INTERAC e-TransferƗ, or add an INTERAC e-Transfer recipient
  • Find our your closest branch or ATM
  • Deposit Anywhere


  • There are no new passwords to remember. All account log-in information is the same as your online banking information
  • Fast and easy to navigate
  • Compatible with iPhone and Android devices

Check balances in a flash with QuickView

Now you can browse selected account balances on the go, even before you’ve logged in. Just activate the QuickView feature in the app, and a single tap of the screen will keep you in the know.

Privacy and Security

It’s our priority to keep your information safe, which is why our mobile app uses the same level of high security as our full online banking website.

Any questions?

Visit our Frequently Asked Questions (FAQ) page.

iPhone, iPod Touch, and iPad are trademarks of Apple Inc. registered in the United States and other countries.

Ɨ Trade-mark of Interac Inc. Used under license.

TM Android is a trademark of Google Inc.

TM Google Play is a trademark of Google Inc.

Deposit Anywhere

Deposit Cheques in a SNAP!

Introducing Deposit Anywhere, a new feature available on our mobile app for iPhone® and Android™ devices.

With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet, from anywhere, anytime. So whether you’re at coffee with friends, at work, or staying up late to get your banking done—any time is the right time to deposit cheques.

How does it work?

  1. Open the app on your smartphone
  2. Select your account and enter the amount
  3. Snap a photo of the front and back of your cheque
  4. Confirm the details and tap “submit”. That’s it.

It really is that simple! Deposit Anywhere is fast, safe and secure. Give yourself a little more time for other activities in your life and use Deposit Anywhere today.

Deposit Anywhere™ FAQ’s:

How do I get Deposit Anywhere™?
Deposit Anywhere™ is available within the Cornerstone Credit Union Mobile App.

Do I have to sign up to use Deposit Anywhere™?
No. Deposit Anywhere™ will be available on both the Apple and Android apps. If you have one of these apps you will automatically have access to this service and it does not require any additional steps to activate.

How do I use Deposit Anywhere™?
Depositing a cheque with Deposit Anywhere™ is easy. Open up our mobile banking app, tap the “deposit” button, select the account you’d like the funds deposited to, enter the amount, take a photo of the front and back of the cheque, confirm the details and tap “submit”. The funds will then be deposited securely into your account.

Are there any fees for using Deposit Anywhere™?
No. There are no fees to use this service.

What types of cheques can I draw on?
You can deposit cheques payable in Canadian dollars and drawn at any Canadian financial institution. They must be payable to, and endorsed by, the account holder.

Can cheques be deposited into any account?
Cheques can be deposited into a savings or a chequing account with the exception of Lawyer Trust accounts.

Can multiples cheques be deposited at once?
No, each cheque must be deposited separately.


Will my deposited cheque show up immediately in my account and can I use the funds immediately?
Yes. The deposit shows up immediately in your account, however, there may be a hold on the deposit for up to four days. Please contact your branch or call 1-855-875-2255 to review your account holds.

Is there a deposit limit per cheque or a maximum number of cheques that can be deposited per day?
There is a default limit of $5,000 per cheque deposit; however if that limit does not meet your needs, please contact your branch or call 1-855-875-2255. Only one cheque can be deposited at a time; however there are no limits to the number of cheques that are deposited per day.

How will I know if there is an issue with my deposit after I submit the cheque?
In the rare circumstance that there is an issue with the deposit after you receive confirmation during the deposit, you will be contacted by us.

Is depositing cheques with a mobile phone safe?
Yes. As a feature of our mobile banking app, Deposit Anywhere™ meets the same high standards as our mobile and online banking services.


Do I have to mail in the cheques afterwards?
No. Once you have submitted the cheques using Deposit Anywhere™, you do not need to send the cheques to the branch.

What do I do with paper cheques after they have been deposited?
You are required to retain deposited cheques for a period of 90 days once deposited. As soon as a cheque is deposited, it is important to mark the cheque ‘deposited via mobile’ on the face of the cheque (without obscuring any material information on the cheque). After the 90 day retention period, cheques should be destroyed by marking them VOID or shredding them.

Still having trouble? Call 1.855.875.2255 and we'll walk you through it.

Credit Unions Connect Expand/Collapse

Saskatchewan credit unions are working together to increase connectivity for our members. Cornerstone Credit Union is thrilled to partner with credit unions across the province to offer credit unions CONNECT, a convenient way for credit union members to conduct their financial transactions without additional costs.

Through the collaboration of Saskatchewan credit union, members can access the following services:

  • Account Inquiries
  • Deposits
  • Withdrawals
  • Transfers
  • Chip Card PIN selection services
  • Magnetic Card PIN selection services
  • Cashing of cheques and other negotiable instruments
  • Bill payments
  • Loan payments
  • Purchases of money orders and drafts

An extensive branch network designed to serve you better... That's credit unions CONNECT.

Wire Transfers Expand/Collapse

If you need to send or receive money quickly and safely, a wire transfer can be the most reliable option. To send or receive a wire transfer visit or contact your local branch or the Contact Centre at 1.855.875.2255.
For more information about wire transfers CLICK HERE!

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