Welcome to Cornerstone!
We know that starting a new life in a different country can be both exciting and challenging. That's why we created our Newcomer Package for those planning to move or who recently arrived in Canada. 

What You Get With Our Newcomer Package

Everyone deserves a fair start. To help give you that, we waive all account fees for the first year. And you can keep banking free with our VIP account after one year!

That's up to $180 in savings!*

Newcomer Credit Card
Building credit history is important in Canada, and we're here to help. Our Newcomer Package includes a Collabria credit card with a credit limit from $1,000 to $10,000, designed to help you build your credit score.*

Global Money Transfers
Our Newcomer Package allows you to send free international wire transfers through OFX online platform.

That's over $1,320 in savings per year!*

Safety Deposit Box Rental
Your valuable possessions matter to us. As part of our Newcomer Package, we waive the rental fees for our safety deposit boxes for the first year.

That's almost $50 in savings!*
*Terms and conditions apply
I'm Planning My Move
If you're in the process of planning your move, we're here to help!

You can fill out the form below with any questions, and an advisor will get back to you as soon as they can.
I'm Already Here
If you've arrived in the last 5 years, you can still apply for our Newcomer Package! Here are a few things you'll need to open your account:

  • Valid photo ID
  • Proof of address

Fill out our contact form, call our Contact Centre, or visit any branch to get started.

Looking for information or have a comment you'd like to share?

Fill out the form below and we'll be in touch soon.

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Requires consent
I consent to the Financial Institution, and its agents and representatives, collecting, using, and disclosing my personal information provided in connection with this Application, and any changes or additions to this information provided in the future, for the purposes of:
  1. Providing me, or a third party for whom I am acting, with Financial Institution products and services that I have applied for or may apply for in the future and providing information to suppliers of products and services to me or the Financial Institution in connection with providing these Financial Institution products and services;
  2. Understanding my needs and determining the suitability of products and services for me; determining my eligibility for these products and services;
  3. Establishing my identity; verifying information provided by me with third parties including my employer and other financial institutions, verifying information provided by third parties; administering the Account; and making sure my records are kept separate from others with the same name;
  4. Protecting me, a third party for whom I am acting, or the Financial Institution from error and fraud such as identity theft;
  5. Collecting a debt owed to the Financial Institution;
  6. Transferring or selling Financial Institution assets, such as in an acquisition, merger, loan syndication, securitization of loans, or sale of loans;
  7. Complying with legal requirements, including money laundering laws and regulations.
I consent to the Financial Institution, and its agents and representatives, disclosing my personal information to:
  1. Suppliers of products and services to me or the Financial Institution, including data service providers, cheque printers, card manufacturers, affiliates of the Financial Institution, provincial or national central Financial Institutions or trade associations, in connection with providing and administering my Account and other products and services provided to me, or a third party for whom I am acting;
  2. Participants in the payment and clearing systems in connection with providing or administering my Account and other products and services provided to me or a third party for whom I am acting, and to other financial institutions that I request pay cheques drawn on the Financial Institution;
If there is more than  one applicant, I consent to the Financial Institution disclosing information about the Account as instructed by either/any one of the Applicants.

If you have questions about the collection, use and disclosure of your personal information by the Financial Institution, please contact us.
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