Business Loans & Lines of Credit

From operating expenses and unexpected bills or taking advantage of a great opportunity, having access to cash when you need it is important.​​


Not sure if a loan or line of credit is right for your business? Let us help!​​

Business Term Loan
Flexible loans and advice you need to succeed. 

  • Competitive rates
  • Flexible terms and repayment plans
  • Fixed and variable rate options
  • No prepayment penalty
Business Line of Credit
Directly connected to your chequing account, and you'll only pay interest on what you use. 

  • Competitive rates
  • Overdraft protection
  • No repayment restrictions
  • Easy access to funds
  • Interest paid only on what you use
Business Quick Loan

The payment structure of a loan and the flexibility of a revolving line of credit. 


  • Apply once and access funds whenever you need it
  • Once paid down, funds can be re-advanced without having to apply again
  • Competitive rates
  • Flexible terms and repayment plans
  • No prepayment penalty
Meet with a Business Expert

Our Farm & Business Advisors are committed to building a good working relationship by getting to know you and your operation, and provide the advice you need to succeed. From drafting up your first business plan right through to succession planning, we can help.  

Small Business Financing

In business, the difference between good and great is often financing. To help you achieve the greatness you envision, the Government of Canada offers guaranteed loans to help you get established, expand, modernize and improve.  We offer these loans to you through the Canada Small Business Financing Program because we want to do all we can to help your business succeed.

What to bring to your lending appointment: 

Information required for all borrowers / guarantors on the loan:
  • Five years Personal Income Tax including Statement of Farming and/or Business Activities
  • Personal Net Worth Statement or Farm Business Analyst (if available)
  • Purchase Price and down payment information
  • Copy of offer to purchase or bill of sale that includes the following information:
    • Buyer name (personal) - the loan will be in this name
    • Dealer vs. private sale? If private sale - Seller name (personal or company) and address
    • Date of agreement
    • Property/equipment description
    • Legal land description
    • Equipment year, make, model serial number
    • Purchase price
  • Business Plan for operations <2 years old
Information required for all borrowers / guarantors on the loan:
  • Five years Corporate Financial Statements
  • Five years Personal Income Tax including Statement of Farming and/or Business Activities
  • Personal New Worth Statement or Farm Business Analyst (if available) for each individual
  • New Cornerstone Members - Personal information sheet completed in full for each individual
  • Existing Cornerstone Members - verify all info is up to date and correct
  • Authorization to perform a credit check for each individual
  • Purchase price and down payment information
  • Copy of offer to purchase or bill of sale that includes the following information:
    • Buyer name (corporate) - the loan will be in this name
    • Dealer vs. private sale? If private sale - Seller name (personal or company) and address
    • Date of agreement
    • Property/equipment description
    • Legal land description
    • Equipment year, make, model serial number
    • Purchase price
  • Business Plan for operations <2 years old

Ways to Bank


You’re busy managing your life - let us offer you convenient ways to manage your banking.


Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.


Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you. 


Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.





Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.
Streamline your payment processes.
In business, cash flow is king. And so is making sure your employees get their pay on time. That's why we offer our business members CAFT (Customer Automated Funds Transfer) and Electronic Funds Transfer. 
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