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Personal Credit Cards

Do you want a credit card that does more? You've come to the right place! We've partnered with Collabria to offer a number of Mastercard® products, from no annual fee to earning cash back to getting some amazing travel rewards - the choice is yours.

Which Cornerstone Credit Union Collabria Mastercard® is right for you?

Cash Back Mastercard®

No matter what you're buying, it all adds up to valuable cash back that can be redeemed as an account credit.

  • 2 points per $1 spent on gas
  • 1 point per $1 spent on entertainment
  • 0.5 points per $1 on all other purchases.

Annual fee: $0
Interest rate: 20.99% purchases
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Classic Mastercard®

No annual fee, a low interest rate, and Mobile Device Insurance. The only decision you'll need to make is what to buy.

Plus, enjoy peace of mind with a no-fee 3.9% balance transfer rate.

Annual fee: $0
Interest rate: 12.99% purchases
Learn More Apply Now

Centra Gold Mastercard®

Collect valuable reward points on the purchases you make on a regular basis. Even better: no high fees or high interest rates.

NEW: Enjoy 5,000 Welcome Points when you sign up for a new card.

  • Earn 1 point for every $1 spent on everyday purchases.

Annual fee: $50
Interest rate: 11.99% purchases
Learn More Apply Now

World Mastercard®

Earn the privileges you deserve. Get rewarded with unique benefits and exceptional service wherever you go.

Enjoy 15,000 Welcome Points when you sign up for a new card.

  • 3 points per $1 spent on groceries
  • 2 points per $1 spent on dining and entertainment
  • 1 point per $1 on all other purchases

Annual fee: $120
Interest rate: 20.99% purchases
Learn More Apply Now

World Elite® Mastercard®

Earn cash back rewards on everyday purchases and live it up with World Elite Mastercard® Exclusive Benefits!

Enjoy 15,000 Welcome Points when you sign up for a new card.

  • 4 points per $1 spent on groceries and sustainable transit
  • 2 points per $1 spent on select recurring bills, digital streaming, dining
  • 1 point per $1 on all other purchases

Annual fee: $120
Interest rate: 20.99% purchases
Learn More Apply Now

US Dollar Mastercard®

With no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

Earn the privileges you deserve - whenever you go to the United States or shop online with a US company.

  • 1 point for every $2 USD on all other purchases

Annual fee: $50 USD
Interest rate: 19.99% purchases
Learn More Apply Now

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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Report a Lost or Stolen Card

Member Card® Debit Card

To report a lost or stolen Member Card® debit card, please call: 1.855.875.2255 during business hours. 


Outside regular credit union hours please call:
Toll free within North America: 1.888.277.1043
Outside North America: 1.905.305.4099 

Cornerstone Collabria Mastercard® 

Cardholder support team members work on your behalf 24/7 every day of the year.

To report a lost or stolen Cornerstone Collabria Mastercard®, please call: 1.855.341.4643

Take advantage of exclusive offers with a Cornerstone Collabria Mastercard®!


Cornerstone Mastercard® FlexRewards

Earn rewards for every dollar you spend with an eligible Cornerstone Mastercard®! With FlexRewards, you’ll earn points for every dollar you spend and there’s no limit to the number of rewards you can earn. You can redeem your rewards in the following ways:

Cash Back: Rewards are simple and easy. Redeem points for cash back in the form of an account credit. 100 FlexRewards points = 1 dollar!

Merchandise and Gift Cards: With thousands to choose from, there’s something here for you. Available merchandise and gift items range from electronics and sporting goods to kitchen tools and bestselling books. Or select gift cards to a variety of stores and restaurants. It’s like having a global marketplace at your fingertips.

Travel: Choose from worldwide flight options on more than 100 airlines. Find the perfect place to stay from more than 80,000 hotel locations. Take a cruise. Get pro and college sports tickets. Go whitewater rafting or visit a spa. Enjoy fine dining. The list of possibilities goes on and on.
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- IT'S A MONEY THING -

What kind of relationship do you have with your credit card? Are you maxed to the limit? Do you avoid using your card at all costs for fear of falling into debt? Understanding what credit is and how to use it can go a long way when it finally comes time to take out your first card or starting building credit.

Ways to Bank

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Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.
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