FREE Interac® e-Transfers on all personal chequing accounts! 
$0.00 fee and not counted as a transaction - it's a win-win! 


Our personal account suite has been designed to suit your banking needs. 

Low Fee Account

  • $4.00 monthly fee
  • 12 transactions included in monthly fee
    • Over transaction limit - $1.25/transaction
  • Free deposits (not included or counted as a transaction) 
  • Free Interac® e-Transfers
  • Free eStatement or $3.00/month paper statement

These transactions are not included with your account package:

  • $2.50/in-branch bill payment
  • $3.00 ATM Withdrawal Interac (Non-CU ATMs)
  • $5.00 ATM Withdrawal CIRRUS® (US & International)

Everyday Account

  • $10.00 monthly fee
    • Age 60+: $5.00 rebate
  • 25 transactions included in monthly fee
    • Over transaction limit - $1.25/transaction
  • Free deposits (not included or counted as a transaction) 
  • Free Interac® e-Transfers
  • Free eStatement or $3.00/month paper statement

These transactions are not included with your account package:

  • $2.50/in-branch bill payment
  • $3.00 ATM Withdrawal Interac (Non-CU ATMs)
  • $5.00 ATM Withdrawal CIRRUS® (US & International)
Unlimited Account

Unlimited transactions and free Interac e-Transfers®


  • $15.00 monthly fee
    • Free for Age 22 & Under
    • Age 60+: $5.00 rebate
  • Unlimited transactions
  • Free deposits (not included or counted as a transaction) 
  • Free in-branch bill payments
  • Free Interac® e-Transfers
  • Free eStatement or $3.00/month paper statement
These transactions are not included with your account package:
  • $3.00 ATM Withdrawal Interac (Non-CU ATMs)
  • $5.00 ATM Withdrawal CIRRUS® (US & International)

Are you 22 Years of Age or less?
Starting your first job?  Attending post-secondary school?  Regardless, if you are 22 years of age or less you have the added benefit of receiving the Unlimited Account with unlimited transactions, Free Interac® e-Transfers and so much more for FREE!! We're here to help establish your future!  Whether you are looking to save for a car, finance your post-secondary school or need a credit card for online shopping, we've got you covered!     

Very Important Person Account
VIP Program
Save up to $180/year on service fees! 

With the VIP Program - you get the best of both worlds - an unlimited account with a rebate that gives you a little extra spending (or saving!) each month!
Savings Account
No matter what you’re saving for, we’re here to help! Are you looking for a higher interest rate, and still want the convenience of accessing funds at any time? Our Savings Account is built just for that.

  • Interest-bearing – tiered interest rate, calculated daily & paid monthly
  • No monthly fee that includes 2 free debit transactions per month
    • 2 free debits now include Interac® e-Transfers 
  • Over limit - $5.00 per item

US Account
Are you a frequent traveler to the United States? Our US Account is designed for those that need an account to earn interest on their US funds and still have access to it at any time.

  • Interest-bearing – tiered interest rate - calculated daily paid monthly
  • No monthly fee and includes 1 free transaction per month
  • Free deposits (not counted or included as a transaction)
  • Over transaction limit - $1.25 USD/transaction
  • Free eStatement or $3.00/month paper statement

These transactions are not included with your account package:

  • $2.50 USD/in-branch bill payment

Compare our Personal Account Offerings



To view our different account offerings on a mobile device, click this button three dots and select an account type. 
Interest Bearing   No
MONTHLY FEE   $4.00
Rebate on Monthly Fee   n/a
Transactions included in monthly fee*   12
Deposits   Free*
Electronic transactions (over limit)
  $1.25 /transaction
Electronic transfers between accounts (over limit)   $1.25 /transaction
Cheque processing (over limit)   $1.25
In-branch transactions (over limit)   $1.25
In-branch bill payment**   $2.50
ATM Withdrawal - Interprovincial CU ATMs   ding free®
ATM Withdrawal Interac® (non CU ATMs)   $3.00
ATM Withdrawal CIRRUS® (US & International)   $3.50
Interac e-Transfer®**   Free
eStatements   Free
Paper Statements   $3.00
Access to Online Banking   Free
*Deposits are not included or counted as a transaction.
**Not included in monthly transaction limit.
®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®Interac is a registered trade-mark of Interac Corp. Used under licence.
Interest Bearing   No
MONTHLY FEE   $10.00
Rebate on Monthly Fee   $5.00 rebate for 60+
Transactions included in monthly fee*   25
Deposits   Free
Electronic transactions (over limit)
  $1.25
Electronic transfers between accounts (over limit)   $1.25
Cheque processing (over limit)   $1.25
In-branch transactions (over limit)   $1.25
In-branch bill payment**   $2.50
ATM Withdrawal - Interprovincial CU ATMs   ding free®
ATM Withdrawal Interac® (non CU ATMs)   $3.00
ATM Withdrawal CIRRUS® (US & International)   $3.50
Interac e-Transfer®**   Free
eStatements   Free
Paper Statements   $3.00
Access to Online Banking   Free
*Deposits are not included or counted as a transaction. 
**Not included in monthly transaction limit. 
®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®Interac is a registered trade-mark of Interac Corp. Used under licence.
Interest Bearing   No
MONTHLY FEE   $15.00 (Free - Age 22 & under)
Rebate on Monthly Fee   $5.00 rebate for 60+
Transactions included in monthly fee*   Unlimited
Deposits   Free
Electronic transactions (over limit)
  Free
Electronic transfers between accounts (over limit)   Free
Cheque processing (over limit)   Free
In-branch transactions (over limit)   Free
In-branch bill payment**   Free
ATM Withdrawal - Interprovincial CU ATMs   ding free®
ATM Withdrawal Interac® (non CU ATMs)   $3.00
ATM Withdrawal CIRRUS® (US & International)   $5.00
Interac e-Transfer®**   Free**
eStatements   Free
Paper Statements   $3.00
Access to Online Banking   Free
*Deposits are not included or counted as a transaction. 
**Not included in monthly transaction limit. 
®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®Interac is a registered trade-mark of Interac Corp. Used under licence.
Interest Bearing   No
MONTHLY FEE   $15.00
Rebate on Monthly Fee Up to 100% rebate back, must qualify**
Transactions included in monthly fee*   Unlimited
Deposits   Free
Electronic transactions (over limit)
  Free
Electronic transfers between accounts (over limit)   Free
Cheque processing (over limit)   Free
In-branch transactions (over limit)   Free
In-branch bill payment**   Free
ATM Withdrawal - Interprovincial CU ATMs   ding free®
ATM Withdrawal Interac® (non CU ATMs)   $3.00
ATM Withdrawal CIRRUS® (US & International)   $5.00
Interac e-Transfer®**   Free
eStatements   Free
Paper Statements   $3.00
Access to Online Banking   Free
*Deposits are not included or counted as a transaction. 
**Not included in monthly transaction limit. 
®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®Interac is a registered trade-mark of Interac Corp. Used under licence.
Interest Bearing   Yes
MONTHLY FEE   NONE
Transactions included in monthly fee*   2
Deposits   Free
Electronic transactions (over limit)
  $5.00
Electronic transfers between accounts (over limit)   $5.00
Cheque processing (over limit)   n/a
In-branch transactions (over limit)   $5.00
In-branch bill payment**   $5.00
ATM Withdrawal - Interprovincial CU ATMs   ding free®
ATM Withdrawal Interac® (non CU ATMs)   $3.00
ATM Withdrawal CIRRUS® (US & International)   $5.00
Interac e-Transfer®**   $5.00
eStatements   Free
Paper Statements   $3.00
Access to Online Banking   Free
*Deposits are not included or counted as a transaction. 
**Not included in monthly transaction limit.
®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®Interac is a registered trade-mark of Interac Corp. Used under licence.
Interest Bearing   Yes
MONTHLY FEE   NONE
Transactions included in monthly fee*   1
Deposits   Free
Electronic transactions (over limit)***
  n/a
Electronic transfers between accounts (over limit)   n/a
Cheque processing (over limit)   $1.25 USD
In-branch transactions (over limit)   $1.25 USD
In-branch bill payment**   $2.50 USD
Interprovincial CU ATMs   n/a
ATM Withdrawal Interac® (non CU ATMs)   n/a
ATM Withdrawal CIRRUS® (US & International)   n/a
Interac e-Transfer®**   n/a
eStatements   Free
Paper Statements   $3.00
Access to Online Banking   Free
*Deposits are not included or counted as a transaction. 
**Not included in monthly transaction limit. 
***Includes pre-authorized payments to Cornerstone Credit Union US Dollar Mastercard.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®Interac is a registered trade-mark of Interac Corp. Used under licence.

Click here to view a complete listing of our additional services and fees 

Get started with one of our personal accounts today.
We've made it hassle-free for our members to open a Personal Account - just login to your Online Banking to open an account today! 

Not a member? Contact us and start banking simply with Cornerstone.

Why join Cornerstone Credit Union?


Because we'll put you first. As a member, you get to insist that we do. But we would anyway.  That's how important our members are to us.
Because we offer everything you need. You won't just 'bank' here. You can invest, insure, borrow, save and even lease a car. You can use us to help you run your business, your home, your farm and even your group or organization.
Because we share. When we make a profit, you do too.
Because we love your community as much as you do. We live and work here too, so we do all we can to make it better by putting our profits to work, right here at home.

Ways to Bank


You’re busy managing your life - let us offer you convenient ways to manage your banking.


Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.


Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you. 


Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.





Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.

Click here to view a complete listing of our additional services and fees 

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