Effective April 1, 2020
Overdraft Protection Rate
*Rates are subject to change without notice.
|Residential Posted Mortgage||Rate||Residential Straight Rate Mortgage*||Rate|
|6 month closed||3.00%|
|1 year closed||2.69%||2.25%|
|2 year closed||2.79%||1.99%|
|3 year closed||3.19%||2.09%|
|4 year closed||3.59%||2.24%|
|5 year closed||4.09%||2.29%|
|6 year closed||4.69%|
|7 year closed||4.89%|
*Straight Rate Mortgage has additional terms and conditions. Speak to your Financial Advisor to determine if this product suits your needs.
|Variable Rate Mortgage||Rate|
|1 year open||Prime + 1.00%|
| Variable Rate Mortgage with Capped Rate
| 5 year closed
Prime + 0.00%
Capped Rate: 3.99%
|Flex Rate Mortgage||Rate|
|1 year closed||2.49%|
|2 year closed||2.24%|
|3 year closed||
|4 year closed||2.49%|
|5 year closed||2.54%|
Residential mortgage rates are compounded semi-annually, not in advance.
Some conditions may apply to the posted personal mortgage rates; rates are provisional upon approved credit.
Savings & Investments Rates
|$0 - $4,999||0.05%
|$5,000 - $100,000||0.10%|
|$100,001 - $200,000||0.10%|
|$0 - $4,999||0.25%|
|$5,000 - $100,000||0.50%|
|$100,001 - $200,000||0.70%|
(Term Deposit, RRSP, RRIF, TFSA)
| 1 year
Minimum Deposit on a Redeemable Investment is $1,000.
Redeemable in full after 90 days without penalty or rate reduction. $1,000 minimum balance must be maintained.
No interest paid if redeemed within the first 90 days.
(Term Deposit, RRSP, RRIF, TFSA, LIRA)
| 4 year
| 5 year
Minimum Deposit on a Non-Redeemable Investment is $1,000.
(Term Deposit, RRSP, TFSA)
| 12 months
Minimum Deposit on an Easy Start Investment is $5.00
Minimum of $1,000 balance must be reached at end of term.
Additional deposits (through a Financial Advisor) can be made any time, and any amount.
Foreign Exchange Rates
Our foreign exchange service allows you to buy and sell Canadian and U.S. dollars.
These exchange rates apply to cash, cheque, and Money Wire Transfers only.
Foreign Exchange Rates
|United States Dollar - Cash ($0 - $4,999)*||1.2215||1.2952|
|United States Dollar - Cheque (under $1,000)||1.2447||1.2917|
|United States Dollar - Cheque ($1,001 - $4,999)||1.2462||1.2902|
*All cross-currency transfers through online or mobile banking are processed at the USD - Cash rate. Please contact us if you wish to transfer a greater amount.
Transactions over $5,000 USD may qualify for better rates, please contact us.
For requests of $5,000 USD and over or to place an order for other currencies, visit your nearest branch or contact us.
NOTE: Rates are subject to change without notice at any time.
Rates are provided for information purposes only and are subject to change without notice at any time. These rates are posted rates, which are competitive in our marketplace. We will always act in your best interest, so contact us to discuss your needs and rate.