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Prime Rate

Effective July 12, 2023


Overdraft Protection Rate

*Rates are subject to change without notice. 

Mortgage Rates

 Straight Rate Variable With Cap  Rate
 5 year closed  Prime - 0.75%
 Capped Rate: 6.45%
 Flex Rate Variable With Cap  Rate
 5 year closed  Prime - 0.50%
 Capped Rate: 6.70%
 Variable Rate Mortgage  Rate
 1 year open  8.75% 

*Capped rates are guaranteed for 60 days. This applies to the capped portion of the rate, not the rate itself. 

 Term  Residential Straight Rate  Residential Flexible Mortgage Rate  Residential Fixed Rate
 6 month closed
 -  -   7.89%
 1 year closed  6.59%  6.79%  7.19%
 2 year closed  6.19%  6.39%  7.09%
 3 year closed  5.45%  5.65%  6.35%
 4 year closed  5.39%  5.59%  6.29%
 5 year closed  5.09%  5.29%  5.99%
 6 year closed  -  5.79%  6.39%
 7 year closed  -  5.99%  6.59%

Straight Rate Mortgage has additional terms and conditions.
Speak to your Financial Advisor to determine if this product suits your needs.
Residential mortgage rates are compounded semi-annually, not in advance.
Some conditions may apply to the posted personal mortgage rates; rates are provisional upon approved credit.
Each annual percentage rate (APR) is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fees apply. You may be required to pay additional fees which would increase your APR. Rates subject to change without notice. 

Savings & Investment Rates

 Savings Account  Rate
 $0 - $4,999  1.75%
 $5,000 - $100,000   1.75%
 $100,001 - $200,000  1.85%
 $200,000 plus  1.85%

 AgriInvest Savings Account  Rate
 $0 - $4,999  1.75%
 $5,000 - $100,000   1.75%
 $100,001 - $200,000  1.85%
 $200,000 plus  1.85%

 Redeemable Investments (Term Deposit, RRSP, RRIF, TFSA)  Rate
 1 year  3.75% 

Minimum Deposit on a Redeemable Investment is $1,000.
Redeemable in full after 90 days without penalty or rate reduction. $1,000 minimum balance must be maintained.
No interest paid if redeemed within the first 90 days.

 Non-Redeemable Investments (Term Deposit, RRSP, RRIF, TFSA, LIRA)  Rate
 1 year   4.65%
 2 year  4.50%
 3 year  4.15%
 4 year  4.10%
 5 year  4.10%

Minimum Deposit on a Non-Redeemable Investment is $1,000.

 Easy Builder Investments Non-Redeemable (Term Deposit, RRSP, TFSA)  Rate
 12 months  4.40%
 18 months  4.30%

Minimum Initial Deposit on an Easy Builder Investment is $100.
Minimum of $50 pre-authorized transfer/month.
Minimum of $1,000 must be reached at end of term.
Additional deposits (through a Financial Advisor) can be made any time, and any amount.

Foreign Exchange Rates

Our foreign exchange service allows you to buy and sell Canadian and U.S. dollars. These exchange rates apply to cash, cheque, and Money Wire Transfers only.

 Foreign Exchange Rates
 Effective 2024-05-24
 Buying  Selling
 United States Dollar - Cash ($0 - $4,999)*  1.4007  1.3227
 United States Dollar - Cheque (under $1,000)  1.3912
 United States Dollar - Cheque ($1,001 - $4,999)

Transactions over $5,000 USD may qualify for better rates, please contact us

For requests of $5,000 USD and over or to place an order for other currencies, visit your nearest branch or contact us.

NOTE: Rates are subject to change without notice at any time.

Rates are provided for information purposes only and are subject to change without notice at any time. These rates are posted rates, which are competitive in our marketplace. We will always act in your best interest, so contact us to discuss your needs and rate.

Browse our calculators - straightforward online tools to help you with your financial decisions.

Our calculators can help you work out the details of your financial plan and assist you in reaching your goals. 

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