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RATES AS LOW AS PRIME*
The choice is yours on what you put the funds towards!
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  1. Personal loans only. Contact your Farm & Business Advisor for advice and rates. 
  2. Beacon score of 700 or greater and proof of income verification required.
  3. Maximum 5-year amortization. 
  4. Interest rates subject to change at any time. 
    • Floating rate
    • Prime plus 0.50% (with 1 loan protection insurance coverage)
    • Prime plus 1.0% (no loan protection insurance coverage)
    • No additional discounts apply
  5. Loan protection insurance coverage is optional. 

What is Loan Protection Insurance? 
Loan protection insurance helps guard you from defaulting on your financial responsibilities. If you find yourself unable to make payments on your loan due to a critical illness diagnosis, disability or sudden death, protection insurance is there to help keep your finances secure and help protect you from defaulting on your loan.

The best part? It’s a cost-effective and easy option, with no health questions or medical underwriting required.

Loan protection insurance coverage is optional and is underwritten by CUMIS Life Insurance company.

We're here to support your financial goals.

So go ahead - plan that vacation you've been dreaming of; buy that vehicle you've had your eye on;
take on those home renovations; or consolidate some existing debt. 


In the driver's seat.

Personal loans that get you where you want to go. Drive away today with a new vehicle loan. 
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Upgrade your summer. 

It's time to take your summer to the next level. Our advisors will ensure the process of getting your loan is smooth sailing!
Couch in room

Renos are never easy. 

We know renovations are a lot of work, that's why we make the process of getting your home renovation loan easy.
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Enjoy peace of mind.

If you're looking to consolidate debt, our advisors can walk you through the borrowing process and make every step as easy and pain-free as possible.

You can do more with a Cornerstone loan. 

You can count on us to empower you with flexible products, advice and solutions that meet your specific needs. If you have a goal in mind, we're here to help you reach it!

All you have to do is show up to your appointment with:
  • One piece of government issued photo ID
  • Three recent paystubs or T4's; and
  • One current paystub

Calculate your savings.

Use the calculator below to compare and discover how much you could save with a
competitive lending rate, then contact us to get started.

We cannot guarantee the accuracy of this calculator as all examples are hypothetical and are for illustrative purposes only. Please contact us for personalized advice unique to your situation and goals. 


Ready to achieve your goals? We can help!

Contact us today or fill in the form below to arrange a consultation with your Advisor.
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I consent to the Financial Institution, and its agents and representatives, collecting, using, and disclosing my personal information provided in connection with this Application, and any changes or additions to this information provided in the future, for the purposes of:
  1. Providing me, or a third party for whom I am acting, with Financial Institution products and services that I have applied for or may apply for in the future and providing information to suppliers of products and services to me or the Financial Institution in connection with providing these Financial Institution products and services;
  2. Understanding my needs and determining the suitability of products and services for me; determining my eligibility for these products and services;
  3. Establishing my identity; verifying information provided by me with third parties including my employer and other financial institutions, verifying information provided by third parties; administering the Account; and making sure my records are kept separate from others with the same name;
  4. Protecting me, a third party for whom I am acting, or the Financial Institution from error and fraud such as identity theft;
  5. Collecting a debt owed to the Financial Institution;
  6. Transferring or selling Financial Institution assets, such as in an acquisition, merger, loan syndication, securitization of loans, or sale of loans;
  7. Complying with legal requirements, including money laundering laws and regulations.
I consent to the Financial Institution, and its agents and representatives, disclosing my personal information to:
  1. Suppliers of products and services to me or the Financial Institution, including data service providers, cheque printers, card manufacturers, affiliates of the Financial Institution, provincial or national central Financial Institutions or trade associations, in connection with providing and administering my Account and other products and services provided to me, or a third party for whom I am acting;
  2. Participants in the payment and clearing systems in connection with providing or administering my Account and other products and services provided to me or a third party for whom I am acting, and to other financial institutions that I request pay cheques drawn on the Financial Institution;
If there is more than  one applicant, I consent to the Financial Institution disclosing information about the Account as instructed by either/any one of the Applicants.

If you have questions about the collection, use and disclosure of your personal information by the Financial Institution, please contact us.
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