Personal Credit Cards
Do you want a credit card that does more? You've come to the right place! We've partnered with Collabria to offer a number of Mastercard® products, from no annual fee to earning cash back to getting some amazing travel rewards - the choice is yours.

Which Cornerstone Credit Union Collabria Mastercard® is right for you?

On January 1, 2026, Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Any reference on this website or in any linked documents to “Cornerstone Credit Union Financial Group Limited” is hereby deemed to refer to Conexus Credit Union.

Current Cornerstone Collabria Mastercard® Offers


Highlights Layout3 2 Image19

2026 Cash Back World Elite Mastercard Bonus Flex Rewards

Earn 10x bonus Flex Rewards points on every purchase during your first 90 days when you apply for the Cash Back World Elite® Mastercard before March 31, 2026.

With the Cash Back World Elite Mastercard, earn:

Terms & Conditions apply

Website Image

Balance Transfer Offer

Don’t let high credit card interest rates stand in the way of your financial progress. Make the smart move with your credit and learn about how a Balance Transfer offer can help.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%.
Highlight Layout 3 2 Card Fall

2026 First Year Fee Rebate - Premium Cards

Enjoy a $120 first-year annual fee rebate on consumer cards, when you sign up for a premium credit card during the promotional period.


Hurry! The 1st Year Annual Fee Rebate Offer is available for a limited time from January 1, 2026 to March 31, 2026. 

Cornerstone Collabria Mastercards® 



World Elite® Mastercard

Earn cash back rewards on everyday purchases and live it up with World Elite Mastercard® Exclusive Benefits!
  • 4 points per $1 spent on groceries and sustainable transit
  • 2 points per $1 spent on select recurring bills, digital streaming, dining
  • 1 point per $1 on all other purchases

Annual fee: $120
Interest rate: 20.99% purchases



World® Mastercard

Earn the privileges you deserve. Get rewarded with unique benefits and exceptional service wherever you go.
  • 3 points per $1 spent on groceries
  • 2 points per $1 spent on dining and entertainment
  • 1 point per $1 on all other purchases

Annual fee: $120
Interest rate: 20.99% purchases


Centra Gold Mastercard®

Collect valuable reward points on the purchases you make on a regular basis. Even better: no high fees or high interest rates.

NEW: Enjoy 2,000 Welcome Points when you sign up for a new card.

  • Earn 1 point for every $1 spent on everyday purchases.

Annual fee: $50
Interest rate: 12.99% purchases


Cash Back Mastercard®

No matter what you're buying, it all adds up to valuable cash back that can be redeemed as an account credit.

  • 1 point per $1 spent on groceries, gas & sustainable transit
  • 1 point per $1 spent on select recurring bills & digital streaming purchases
  • 0.5 points per $1 on all other purchases

Annual fee: $0
Interest rate: 20.99% purchases


Classic Mastercard®

For simple use and savings, the Classic Mastercard® is the choice for you. The only decision you'll need to make is what to buy.

Plus, enjoy peace of mind with a no-fee 0% balance transfer rate.

Annual fee: $20
Interest rate: 13.99% purchases


US Dollar Mastercard®

With no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

Earn the privileges you deserve - whenever you go to the United States or shop online with a US company.

  • 1 point for every $2 USD spent

Annual fee: $50 USD
Interest rate: 20.99% purchases

® Mastercard, World Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.


Cornerstone Mastercard® FlexRewards

With FlexRewards, you’ll earn points for every dollar you spend and there’s no limit to the number of rewards you can earn. You can redeem your rewards in the following ways:

Cash Back: Redeem points in the form of an account credit. 100 FlexRewards points = 1 dollar!

Merchandise and Gift Cards:  A large range of merchandise and gift items or select gift cards to a variety of stores and restaurants. 

Travel: Choose from worldwide flight options on more than 100 airlines or find the perfect place to stay from more than 80,000 hotel locations.

*As of August 19, 2024, Collabria MyCardInfo is no longer available for consumer credit cards. Learn more about the digital account management features available for your card. 

Report a Lost or Stolen Card

Member Card® Debit Card


To report a lost or stolen Member Card® debit card, please call: 1.855.875.2255 during business hours. 


Outside regular credit union hours please call:
Toll free within North America: 1.888.277.1043

Outside North America: 1.905.305.4099 

Cornerstone Collabria Mastercard® 


Cardholder support team members work on your behalf 24/7 every day of the year.

To report a lost or stolen Cornerstone Collabria Mastercard®, please call: 1.855.341.4643

This website uses cookies to improve your experience on our website. By continuing to browse the site you are agreeing to our use of cookies.