Term Deposits

Looking for a secure, worry-free investment?

We have options! With a term deposit, you're guaranteed a set return over a fixed period. All of our term deposits are fully guaranteed by the Credit Union Deposit Guarantee Corporation. 

"You have to find what works for you. There is no secret method of saving money that works for every person."


Erin Liske
Financial Services Advisor & Mutual Funds Investment Specialist

Compare our Investment Options



You want to earn a higher rate of interest and have the freedom to access your funds if you need them. 
Term Length 12 Months
Minimum Deposit $1,000
Additional Deposits (through your Financial Advisor)*
Yes
Automatic Renewal Yes
Redemption
Redeemable in full after 90 days without penalty - No interest paid if redeemed within first 90 days.
Withdrawals
Withdrawals can be made at any time after 90 days.
Minimum withdrawal -$1,000
$1,000 minimum balance must be maintained
Interest Paid
Monthly** or Annually into Term Deposit or to a demand account 

*Conditions may apply. Speak to your Financial Advisor.
**Monthly interest offered at a reduced rate. Restrictions apply.
Are you wanting to save for your future? Or tuck away funds for that special occasion like a vacation? Our Easy Builder is a great option! 
Term Length 12 Months or 18 Months
Minimum Initial Deposit $100.00
Minimum Deposit $1,000 to be reached at end of 18 month term
Additional Deposits (through your Financial Advisor) Any time, Any amount
Pre-authorized Deposits
Yes 
A minimum of $50.00 pre-authorized deposit must be set up
Automatic Renewal Yes
Redemption No
Interest Paid Annually into investment or to a demand account 

Lock-in your funds and earn a higher interest rate. 
Term Length 12 to 60 months*
Minimum Deposit $1,000
Automatic Renewal Yes
Redemption No
Interest Paid
Monthly** or Annually into Term Deposit or to a demand account 

*Flexibility offered.
**Monthly interest offered at a reduced rate. Restrictions apply.
Index/Equity-Linked term deposits have the potential to achieve a higher rate of return, with the comfort of knowing that there is no risk to your principal balance. You can view the performance and other information on these investments here

Choose from: 
MARKETFLEX® Index-Linked Term Deposit
A smart way to participate in the Canadian stock market. The return on investment is linked to the performance of the S&P/TSX60® Index.

NORTH AMERICAN BASKET™ Equity-Linked Term Deposit
Investing in the foreign market. The return on this investment is linked to the performance of 12 Canadian and U.S. companies.

PRAIRIES BASKET™ Equity-Linked Term Deposit
Let the success of prairie industry work for you! The return is linked to the performance of a basket of 13 prairie company stocks.
Term Length 36 and 60 months
Minimum Deposit $1,000
Automatic Renewal No
Redemption No
Interest Paid
Into Term Deposit at end of term

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Resources


We know how important your financial wellness is.
Visit Cornerstone's Knowledge Centre for resources, articles, tips and tricks that can help make things
easier 
when it comes to your financial health.

10 Ways to Improve Your Finances

If you feel your finances need first aid, you're not alone. Over half of Canadians are living paycheque to paycheque and over a third of them have no retirement savings. 

Why Saving for Retirement is Essential

A surprisingly large number of Canadians are expecting to rely on government pension benefits when they come to retire. However, this may be a seriously flawed plan.

Financial Routines

Adopting good financial routines can go a long way to improving your financial wellness
and overall happiness. The key is to set up financial routines that are easy to stick to. 

Credit Union Deposit Guarantee Corporation (CUDGC)

Deposits held in Saskatchewan credit unions are fully guaranteed. There is no limit to the size of the deposit covered by the guarantee - whether $1 or $1,000,000 or more, all deposits are fully guaranteed. 

Ways to Bank


You’re busy managing your life - let us offer you convenient ways to manage your banking.


Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.


Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you. 


Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.





Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.
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