CornerstoneCU - Term Deposits

Looking for a secure, worry-free investment?

We have options! With a term deposit, you're guaranteed a set return over a fixed period. All of our term deposits are fully guaranteed by the Credit Union Deposit Guarantee Corporation.

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"You have to find what works for you. There is no secret method of saving money that works for every person."

Erin Liske

Financial Services Advisor with Cornerstone Credit Union & Mutual Funds Investment Specialist with Aviso Wealth.

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Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

The information on this page is provided as a general source of information and shouldn’t be considered personal investment advice or a solicitation to buy or sell any mutual funds or other securities. When in doubt, it’s always a good idea to consult with a financial advisor for personalized information and guidance.

You want to earn a higher rate of interest and have the freedom to access your funds if you need them.

Term Length	12 Months
Minimum Deposit	$1,000
Additional Deposits (through your Financial Advisor)*	Yes.
Automatic Renewal	Yes.
Redemption	Redeemable in full after 90 days without penalty - No interest paid if redeemed within first 90 days.
Withdrawals	Withdrawals can be made at any time after 90 days. Minimum withdrawal is $1,000. $1,000 minimum balance must be maintained.
Interest Paid	Monthly** or annually into Term Deposit or to a demand account.

*Conditions may apply. Speak to your Financial Advisor.

**Monthly interest offered at a reduced rate. Restrictions apply.

Are you wanting to save for your future? Or tuck away funds for that special occasion like a vacation? Our Easy Builder is a great option!

Term Length	12 Months or 18 Months
Minimum Initial Deposit	$100
Minimum Deposit	$1,000 to be reached at end of term.
Additional Deposits	Pre-Authorized Credit Only - Conditions apply.
Pre-authorized Deposits	Yes. A minimum of $50 pre-authorized deposit must be set up.
Automatic Renewal	Yes.
Redemption	No.
Interest Paid	Annually into investment or to a demand account.

Lock-in your funds and earn a higher interest rate.

Term Length	12, 24, 36, 48, 60 months
Minimum Deposit	$1,000
Automatic Renewal	Yes.
Redemption	No.
Interest Paid	Monthly* or Annually into Term Deposit or to a demand account.

*Monthly interest offered at a reduced rate. Restrictions apply.

Index/Equity-Linked term deposits have the potential to achieve a higher rate of return, with the comfort of knowing that there is no risk to your principal balance. You can view the performance and other information on these investments here.

Choose from:

MARKETFLEX® Index-Linked Term Deposit
A smart way to participate in the Canadian stock market. The return on investment is linked to the performance of the S&P/TSX60® Index.

NORTH AMERICAN BASKET™ Equity-Linked Term Deposit
Investing in the foreign market. The return on this investment is linked to the performance of 12 Canadian and U.S. companies.

PRAIRIES BASKET™ Equity-Linked Term Deposit
Let the success of prairie industry work for you! The return is linked to the performance of a basket of 13 prairie company stocks.

Term Length	36 and 60 months
Minimum Deposit	$1,000
Automatic Renewal	No.
Redemption	No.
Interest Paid	Into Term Deposit at end of term.

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Credit Union Deposit Guarantee Corporation (CUDGC)

Deposits held in Saskatchewan credit unions are fully guaranteed. There is no limit to the size of the deposit covered by the guarantee - whether $1 or $1,000,000 or more, all deposits are fully guaranteed.

Learn More

Ways to Bank

Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.

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Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you.

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Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.

Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.

Find a Branch or ATM