Term Deposits

Looking for a secure, worry-free investment?

We have options! With a term deposit, you're guaranteed a set return over a fixed period. All of our term deposits are fully guaranteed by the Credit Union Deposit Guarantee Corporation. 

"You have to find what works for you. There is no secret method of saving money that works for every person."

Erin Liske
Financial Services Advisor with Cornerstone Credit Union & Mutual Funds Investment Specialist with Credential Asset Management Inc.
Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently and past performance may not be repeated.

Compare our Investment Options

To view other investment options on a mobile device, click the ellipsis button and select your investment option of choice. 
You want to earn a higher rate of interest and have the freedom to access your funds if you need them. 
Term Length 12 Months
 Minimum Deposit $1,000
 Additional Deposits (through your Financial Advisor)*
 Automatic Renewal Yes
Redeemable in full after 90 days without penalty - No interest paid if redeemed within first 90 days.
Withdrawals can be made at any time after 90 days.
Minimum withdrawal -$1,000
$1,000 minimum balance must be maintained
 Interest Paid
Monthly** or annually into Term Deposit or to a demand account 

*Conditions may apply. Speak to your Financial Advisor.
**Monthly interest offered at a reduced rate. Restrictions apply.
Are you wanting to save for your future? Or tuck away funds for that special occasion like a vacation? Our Easy Builder is a great option! 
Term Length 12 Months or 18 Months
 Minimum Initial Deposit $100.00
 Minimum Deposit  $1,000 to be reached at end of term
 Additional Deposits (through your Financial Advisor)  Any time, Any amount
 Pre-authorized Deposits
 A minimum of $50.00 pre-authorized deposit must be set up
 Automatic Renewal  Yes
 Redemption  No
 Interest Paid  Annually into investment or to a demand account 

Lock-in your funds and earn a higher interest rate. 
Term Length 12, 24, 36, 48, 60 months
 Minimum Deposit  $1,000
 Automatic Renewal  Yes
 Redemption  No
 Interest Paid
 Monthly* or Annually into Term Deposit or to a demand account 

*Monthly interest offered at a reduced rate. Restrictions apply.
Index/Equity-Linked term deposits have the potential to achieve a higher rate of return, with the comfort of knowing that there is no risk to your principal balance. You can view the performance and other information on these investments here

Choose from: 
MARKETFLEX® Index-Linked Term Deposit
A smart way to participate in the Canadian stock market. The return on investment is linked to the performance of the S&P/TSX60® Index.

NORTH AMERICAN BASKET™ Equity-Linked Term Deposit
Investing in the foreign market. The return on this investment is linked to the performance of 12 Canadian and U.S. companies.

PRAIRIES BASKET™ Equity-Linked Term Deposit
Let the success of prairie industry work for you! The return is linked to the performance of a basket of 13 prairie company stocks.
Term Length 36 and 60 months
 Minimum Deposit  $1,000
 Automatic Renewal  No
 Redemption  No
 Interest Paid
 Into Term Deposit at end of term

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Financial Routines

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Credit Union Deposit Guarantee Corporation (CUDGC)

Deposits held in Saskatchewan credit unions are fully guaranteed. There is no limit to the size of the deposit covered by the guarantee - whether $1 or $1,000,000 or more, all deposits are fully guaranteed. 

Ways to Bank

You’re busy managing your life - let us offer you convenient ways to manage your banking.

Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.

Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you. 

Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.

Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.
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