Take the first step with a true mortgage pre-approval.

Before you purchase that welcome mat, let’s start with a true mortgage preapproval.

At Cornerstone, we ensure our pre-approval process is fast, simple, and will allow you to confidently navigate the homebuying process. Applying for a mortgage pre-approval at Cornerstone means that we provide you with a TRUE pre-approval.

What is a true pre-approval? 

  • It means that you’re pre-approved for a mortgage that you can actually afford without giving up your lifestyle you’re living today. We don’t want you to be ‘house-poor’, so we factor in the real-life stuff, so that you’re not left wondering how you’ll be able to pay those bills, or unexpected expenses, at the end of the day.
  • With your mortgage pre-approval, we’ll also walk you through the interest rate, term, and payment – where you can ask us any questions so you feel confident knowing exactly what’s in front of you.
  • Once you have your pre-approval, you can rest assured knowing that the interest rate provided to you is guaranteed for 120 days.
  • The best part? You can be pre-approved within 24 hours!*
*Based on providing all required documentation to Cornerstone.

Get pre-approved now!

What are you waiting for? Let's get you house shopping! Call us today or fill in our form and we'll contact you to get your mortgage pre-approval rolling.

How our true pre-approval process works:
  • Complete an application and receive your pre-approval amount along with a 120-day guaranteed interest rate. That's it!
  • If you are moving your mortgage to Cornerstone, make sure to inquire about our Mortgage Switch program, which could save you up to $1,250 on associated fees.
  • If you have more questions, a Cornerstone Advisor would be happy to meet with you.

Documentation we require as part of the pre-approval process:
Employment/Income Verification
  • T4 slip
  • Recent pay stubs
  • Letter from employer
  • Income tax returns and notice of assessment (if self-employed)
  • Current listing of assets and liabilities
Confirmation of Down Payment and Closing Costs
  • Minimum of 5% down payment required
  • Savings / Investments – account statement
  • Sale of existing property – confirmed sale agreement with removal of all conditions
  • Gift letter
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