Rates
| Prime Rate (Rates effective 2021-05-01)
|
Rates |
| Prime Rate |
2.45% |
| Residential Fixed Mortgage Rates |
Rates |
| 6mth closed |
3.00% |
| 1 year closed |
2.69% |
| 2 Year closed |
2.79% |
| 3 Year closed |
3.19% |
| 4 Year closed |
3.59% |
| 5 Year closed |
4.09% |
| 6 Year closed |
4.69% |
| 7 Year closed |
4.89% |
| *Residential Straight Rate Mortgage |
Rates |
| 2 Year closed |
1.99% |
| 5 year closed |
2.29% |
Applicable to residential mortgages only and subject to Credit Union lending criteria for residential properties. Some conditions apply.
* Straight Rate Mortgage Rates have additional terms and conditions
Interest Rate compounded semi-annually, not in advance.
Non-Registered Investments
| Savings Rate |
Rates |
| $0 - $4,999 |
0.05% |
| $5,000 - $100,000 |
0.10% |
| $100,001 - $200,000 |
0.10% |
| $200,001 plus |
0.15% |
| Non-Redeemable Term Deposits |
Rates |
| 1 Year |
0.55% |
| 2 Year |
0.70% |
| 3 Year |
0.90% |
| 4 Year |
1.20% |
| 5 Year |
1.40% |
| Easy Builder |
Rates |
| 12 Months |
0.40% |
| 18 Months |
0.60% |
| Redeemable Term Deposits |
Rates |
| 1 Year |
0.20% |
Registered Investments
| Redeemable Term Deposits |
Rates |
| 1 Year |
0.20% |
Non-redeemable rates apply to terms, RRSPs, RRIFs, TFSAs and LIRAs.
The minimum deposit required for Easy Start Term is $5.00.
Non-redeemable and Convertible term deposits require a minimum deposit of $1000.
| U.S Account |
Rates |
| $0-$4,999 |
0.00% |
| $5,000-$100,000 |
0.02% |
| $100,001-$200,000 |
0.05% |
| $200,001 plus |
0.05% |
| Overdraft Rate |
Rates |
| Overdraft Protection Rate |
21.00% |
We are about relationships, not transactions. The rates above are posted rates, contact us to discuss your rate today.
*Rates are provided for information purposes only and are subject to change without notice at any time.
