Rates
Prime Rate (Rates effective 2020-04-01)
|
Rates |
Prime Rate |
2.45% |
Residential Fixed Mortgage Rates |
Rates |
6mth closed |
5.00% |
1 year closed |
2.99% |
2 Year closed |
3.09% |
3 Year closed |
3.49% |
4 Year closed |
3.74% |
5 Year closed |
4.29% |
6 Year closed |
4.69% |
7 Year closed |
4.89% |
*Residential Straight Rate Mortgage |
Rates |
2 Year closed |
1.99% |
5 year closed |
2.14% |
Applicable to residential mortgages only and subject to Credit Union lending criteria for residential properties. Some conditions apply.
* Straight Rate Mortgage Rates have additional terms and conditions
Interest Rate compounded semi-annually, not in advance.
Non-Registered Investments
Savings Rate |
Rates |
$0 - $4,999 |
0.05% |
$5,000 - $100,000 |
0.10% |
$100,001 - $200,000 |
0.15% |
$200,001 plus |
0.20% |
Non-Redeemable Term Deposits |
Rates |
1 Year |
0.65% |
2 Year |
0.85% |
3 Year |
1.00% |
4 Year |
1.10% |
5 Year |
1.25% |
3 Year Convertible |
0.75% |
Easy Start Term Deposit |
Rates |
1 Year |
0.50% |
Redeemable Term Deposits |
Rates |
1 Year |
0.30% |
Registered Investments
Redeemable Term Deposits |
Rates |
1 Year |
0.30% |
Non-redeemable rates apply to terms, RRSPs, RRIFs, TFSAs and LIRAs.
The minimum deposit required for Easy Start Term is $5.00.
Non-redeemable and Convertible term deposits require a minimum deposit of $1000.
Low Fee |
Rates |
$0-$4,999 |
0.00% |
$5,000-$100,000 |
0.02% |
$100,001-$200,000 |
0.05% |
$200,001 plus |
0.05% |
U. S Account |
Rates |
$0-$4,999 |
0.00% |
$5,000-$100,000 |
0.02% |
$100,001-$200,000 |
0.05% |
$200,001 plus |
0.05% |
Overdraft Rate |
Rates |
Overdraft Protection Rate |
21.00% |
We are about relationships, not transactions. The rates above are posted rates, contact us to discuss your rate today.
*Rates are provided for information purposes only and are subject to change without notice at any time.